Don't Just Live in Your Home. Own It.

Renting can offer great flexibility, but that monthly bill can easily be an investment into your dream home.
Start Owning Today

There are significant benefits owning your home.

1
From paint color to a new floor, it’s your home and you can customize it any way you choose.
2
Part of your monthly payment goes towards equity of your home, which can turn into a profit if you sell.
3
Many times your mortgage interest, property taxes and sometimes even closing costs could be tax deductible.
4
Our wide range of mortgage options will help you predict your monthly mortgage payments versus being subject to annual rent increases you can't always plan.
Want to hear more about the benefits of homeownership? Talk with a Home Loan Specialist today.
Schedule a Consultation
Josh Velazquez
Mortgage Advisor

Everything You Need to Know About Leaving Your Rental Behind

Instead of day dreaming about your dream home... use a renovation loan and just build it!
1
Be Your Own Landlord
2
Customize Your Home
3
Earn Equity Over Time
Instead of day dreaming about your dream home... use a renovation loan and just build it!
Get Your Guide

Tools, Tips, Resources, and More

Instead of day dreaming about your dream home... use a renovation loan and just build it!
Schedule a Consultation

Reviews

Zehaie H.
Great
Attentive and responsive staff.
Marilyn B.
Great
Vince and Jessica were amazing people to have on our mortgage team. They were quick to respond, if they didn’t...
Isabela C.
Great
Josh was a very responsive professional with great work ethics!
Jeremy J.
Great
Josh and his entire team, including Nona Title all did an outstanding job making the process straightforward. ...
Thomas N.
Great
Constant contact - easy to do business with - able to manage significant distance - automation of document ret...
Jennifer S.
Great
The communication was fantastic and the staff made buying a condo out of state way easier than expected! Vince...
Scott M.
Great
Great service, quick responses, minimal stress
Stephanie G.
Great
The team was very knowledgeable, professional, helpful in the process and attentive to my needs during and aft...
Thomas G.
Great
Very fast response time. Very knowledgeable and willing to explain things in as much detail as I needed to ful...
Jordan M.
Great
Josh and his team went above and beyond to get us both a great rate, and a smooth closing. We had a complicate...
Stephanie G.
Great
The team was fully engaged, knowledgeable and supportive. Throughout the process, I had many questions. Vinc...
Jennifer L.
Great
Vince Filardo was amazing. He was always available to answer any questions or concerns that I had. Vince was p...
Eric E.
Great
The whole team was amazing to work with. Fast, professional, efficient, & friendly!
Amy M.
Great
Everyone one on the team did their best to make sure we closed on time, even though we changed our amount the ...
Kristen J.
Great
Our 3rd mortgage with Josh. Always a great experience!
Evan V.
Great
From the very start Josh was on top of my refinance! He was able to lock in my rate immediately, and followed ...
Wendy B.
Great
He worked side by side with my realtor to insure we won the bid that had another offer. The realtor was so imp...
Seth N.
Great
Josh Is very responsive, informative, and full of sound advice. He really cares about his clients and their we...
Richard T.
Great
Prompt, accurate information and communication.
Jenna D.
Great
Thank you for helping us understand the process and explaining in length all of our questions.
Matthew V.
Great
We had a few complications of our own doing come up mid-loan processing and had to completely change gears, Jo...
Katie N.
Great
Josh is great to work with and his integrity is evident when he conducts business. Highly recommend.
Valerie V.
Great
quick, efficient, great communication and truthful and honest advice. Thank you, thank you, thank you
Tiffany J.
Great
Josh and Matt were very helpful throughout the process. They always seemed to respond within minutes, even whe...
Norman J.
Great
Josh made the entire process run quick and smooth. I'm very inexperienced with home loans but Josh broke down ...
Michael M.
Great
Communicated well. Answered any and all questions. Responded quickly. Took time to explain the loan process.
Erica B.
Great
Josh is very diligent, easy to work with and very customer service oriented. This is the second time that we h...
Tyler L.
Great
I could always contact him or Matt with questions and made getting a loan less stressful. He was very professi...
Augustine L.
Great
Timely Communications
Christine L.
Great
Great communication. Excellent customer service! Best home closing ever!

Be Your Own Landlord.

Why are you still paying rent? Invest in yourself and your future with homeownership.
Start Owning Today
Get your FREE mortgage payment estimate*
Start
*The mortgage payment quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances.
This is not a commitment to lend.
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Question 
1
 / 10
Where are you located?
CONTINUE
What type of home are you purchasing?
Estimate your credit score.
CONTINUE
What is the purchase price of the new property?
$80k$2M+
CONTINUE
What is your estimated downpayment?
0%50%+
CONTINUE
Where are you at in the property search?
Are you working with a realtor?
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
 %
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Josh Velazquez
Mortgage Advisor
Schedule a consultation
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See if you're paying too much for your mortgage!
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*The refinance quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances.
This is not a commitment to lend.
Privacy and Security Guaranteed
Question 
1
 / 16
Where are you located?
CONTINUE
What type of home do you own?
Estimate your credit score.
CONTINUE
Please estimate the value of your property.
$80k$2M+
CONTINUE
What is the remaining 1st mortgage balance?
$0$300k+
CONTINUE
What is your 1st mortgage interest rate?
0%10%
CONTINUE
What kind of rate do you have?
What kind of rate would you prefer?
How will this property be used?
Do you have a 2nd mortage?
Would you like to borrow additional cash?
What is your average monthly income?
$0$50k+
CONTINUE
What are your average monthly expenses?
$0$50k+
CONTINUE
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
 %
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Josh Velazquez
Mortgage Advisor
Schedule a consultation
Your information won’t be sold
Isn't it time you made your HOME EQUITY work for you?
Start
*Fairway is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or a government agency. Reverse mortgage borrowers are required to obtain an eligibility certificate by receiving counseling sessions with a HUD-approved agency. The youngest borrower must be at least 62 years old. Monthly reverse mortgage advances may affect eligibility for some other programs. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
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Question 
1
 / 10
Where are you located?
CONTINUE
Age of borrower
CONTINUE
What is your current property value?
$80k$2M+
CONTINUE
What is the balance of your mortgage?
$80k$2M+
CONTINUE
What type of home do you own?
Reason for Reverse Mortgage Loan?
CONTINUE
Estimate your credit score.
CONTINUE
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
 %
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Josh Velazquez
Mortgage Advisor
Schedule a consultation
Your information won’t be sold
Stop paying your landlord.
Start building equity.
Start
The Rent v's Buy quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances.
This is not a commitment to lend.
Privacy and Security Guaranteed
Question 
1
 / 10
What is your monthly rent payment?
CONTINUE
What's your monthly rental insurance?
CONTINUE
What's the price of the home you are considering?
CONTINUE
How much down payment can you afford?
0%50%+
CONTINUE
How long would you want your mortgage to be?
CONTINUE
What is your annual income?
CONTINUE
Are you a Veteran or spouse of a Veteran?
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
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0
 %
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Josh Velazquez
Mortgage Advisor
Schedule a consultation
Your information won’t be sold
Your dream home renovation is only 2 minutes away
Start
*The mortgage payment quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.
Privacy and Security Guaranteed
Question 
1
 / 11
Where are you located?
CONTINUE
What are you renovating?
CONTINUE
How soon do you want to renovate?
What type of home are you renovating?
What type of loan do you want?
How much do you need to borrow for your project?
$80k$2M+
CONTINUE
How long do you need to pay off your loan (in years)?
1 year12 years
CONTINUE
Estimate your credit score.
CONTINUE
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
 %
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Josh Velazquez
Mortgage Advisor
Schedule a consultation
Your information won’t be sold
Let’s Calculate Your VA Loan Savings Today!
Start
*A down payment is required if the borrower does not have full VA entitlement or when the loan amount exceeds the VA county limits. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit guidelines, and property limits. Fairway is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency.
Privacy and Security Guaranteed
Question 
1
 / 10
What is your branch of service?
CONTINUE
Are you currently serving?
What type of home are you renovating?
Where are you located?
CONTINUE
What type of home are you purchasing?
What is the purchase price of the new property?
$80k$2M+
CONTINUE
Where are you at in the property search?
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
 %
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Josh Velazquez
Mortgage Advisor
Schedule a consultation
Your information won’t be sold
Fairway
Fairway
Are you ready to start your homeownership journey? 🏠
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Fairway
Fairway
Are you ready to start your homeownership journey? 🏠
Recently Used
Smileys & People