We received incredible service from Josh Velazquez when we purchased our first home. Naturally, when we wanted to refinance to get rid of the PMI, the logical choice was to reach out to Josh. He did not disappoint and saved us about $300/month. We could not be happier. Josh is the go-to guy for your mortgage needs. I highly recommend he be the first person you call. Thank you, Josh. Much love!
– Hazel V.


I can’t say enough good things about Josh Velazquez. He really goes out of his way for my buyers. He’s great about walking first-time buyers through the process. [He’s] knowledgeable about the industry, the process, and always finds a way to get us to the closing table on time. Thanks, Josh, for all you do!
– Denise R.


Buying a house is a huge purchase and working in the financial services industry, I’m blessed to know a lot of great lenders, but I chose Josh Velazquez and his team on a recommendation. As a first-time homebuyer, even with some small knowledge about lending, it is still an intimidating process. But my concerns were quickly diminished. Josh took the time to answer my emails, texts and phone calls quickly and in terms I could understand. He provided planning and advice in the early stages of the process, not just a quote or approval. When issues arose that weren’t even lending related, his team stepped up to the plate and went out of their way to assist. The entire team is communicative and kind, were there to help, and provide high levels of expertise. As someone who has dealt in customer service, they are a team I have put my trust in and they have not let me down. I would highly recommend working with them if you need a mortgage. Thanks to them, I am a homeowner and I would definitely go back to Josh and his team in the future!
– Lauren B.


When my wife and I first began the process of purchasing our new home, we had a lot of things to consider. I talked with several loan officers, but it wasn’t until I spoke with Josh Velazquez until I really felt at ease. This guy is amazing; and I’m not just saying that to give him a good review. I can’t express my gratitude enough for the amount of work and research he put into our loan to make sure it would go through. I would like to thank you, Josh, for your timely responses and the due diligence you put into this process. I can’t imagine using anyone else. Period. You made our dream come true, and both Nerissa and I are very thankful for all the hard work you put in. If you need a trustworthy professional that is going to do it right the first time, do yourself a favor and contact Josh Velazquez. You’ll be glad you did!
– Will J.


Josh Velazquez did a great job with our mortgage and made the process a lot less stressful. [He] is a wealth of information and a hard worker.
– Craig A.


Josh Velazquez has been fantastic helping us with our loan. He has been very attentive to our needs and has explained the various steps in the process. He has always been very open to communication and very helpful. We would recommend him to any of our friends.
– Gina H.


As a Realtor, I appreciate how quick Josh Velazquez is to get with a client and answer their questions. He spends the time with them on the financing side that we do on the buying side. It’s all about education so the client makes the best decision. He has a rich past as well in many areas of lending and sales, which give him knowledge most lenders do not have.
– Sam S.


Josh Velazquez is a very motivated lender. He treats every person as if they are his own family. His positive and outgoing personality can’t be beat. I would recommend Josh to everyone needing mortgage assistance.
– Jackie C.


Josh Velazquez did an excellent job accommodating for the needs of my family. He is knowledgeable, friendly and honest. Thank you for all you help.
– Jose P.


Josh Velazquez is extremely professional and very personable. He cares about you and your family and continues his services even after you purchase your home. He’s not just in it for the sale. Highly recommended and a pleasure to work with. Thanks, Josh!
– Stephanie S.